The Shared Loop is a model where identity, settlement, and incentives operate on shared infrastructure rather than being siloed within individual transit systems or legacy payment networks. It combines the cost efficiency of closed-loop systems with the convenience of open-loop payments, while introducing new capabilities designed specifically for modern mobility.

URT creates a shared, interoperable incentive layer across transit, parking, tolls, rideshare, micromobility, fueling, charging, and other mobility services - without adding complexity for riders or operators. Traditional commuter benefits rely on vouchers, reimbursements, and restricted debit cards systems that are slow, fragmented, and prone to misuse. URT transforms incentives into a network-wide demand and revenue engine.

Metroblox is proud to introduce Ride USD - a USD-backed digital payment and settlement system purpose-built to modernize how transportation money moves.